Terms of sale

These terms apply to everything bought from Bizfolds at bizfolds.com. By completing a purchase you accept them, so they are written to be read before you pay rather than afterwards.

Every product is a digital download — documents, spreadsheets, checklists or a self-paced course made of written lessons. Nothing is shipped physically. Product pages state what is included and how many files you receive.

Prices are shown at checkout in the currency stated there, and payment is taken by Stripe at the moment of purchase. Any tax that applies is shown at checkout before you confirm. We do not store your card details.

Your files and a permanent download link are emailed as soon as Stripe confirms the payment, and the same link appears on screen straight after checkout. If nothing arrives within a few minutes, check the spam folder, then reply to your receipt email and we will resend it.

One purchase gives you one licence: use the material inside your own business, including by the people who work in it, and adapt it for your own use.

You may not resell, redistribute, sublicense, publish or give away the files, share your download link, or present the material as your own product. If several businesses or clients need it, each needs its own purchase.

Because delivery is instant, all sales are final once a file has been downloaded. If a file is wrong, unreadable, or does not match the description on its product page, reply to your receipt email and it will be fixed or refunded. A duplicate charge is always refunded.

Nothing here removes any refund or consumer right you have under the law where you live, including rights that cannot be excluded for digital content that is faulty.

The products are templates and educational material. They are not legal, tax, accounting, financial or medical advice, and they do not create a professional relationship. Where a document touches a legal or tax process, it is a starting point you adapt with your own adviser.

The material is written to be practical and specific, but results depend on your market, your pricing and the work you put in. We do not promise revenue, savings or any particular outcome.

Do not attempt to access orders or files that are not yours, interfere with the store, scrape it, or use it to break the law. Orders that breach these terms may be declined and refunded.

The products, product descriptions and store content remain the copyright of Bizfolds. Your licence is the right to use what you bought, not to own the material itself.

Products are provided as they are. To the extent the law allows, we are not liable for indirect or consequential losses, such as lost profit or lost business, arising from their use. Our total liability for any order is limited to what you paid for it.

These terms may be updated on this page; the version in force is the one published when you buy. They are governed by the laws that apply at our place of business, and your local consumer rights apply alongside them.